Cost and coverage research

What hearing aids and hearing tests cost, and who pays

HearWorth reads the public rules and data files behind hearing coverage: CMS plan filings for Medicare Advantage, Medicaid payment records, VA directives, federal employee plan brochures and state laws. Each page answers one question and links every figure to the file or rule it comes from.

Medicare Advantage hearing aid benefits by state, 2026

Each value counts the plan segments filed with CMS in that state, not people. A copay is what a plan charges per hearing aid, not the price of the aid.

$0≤ $199≤ $295≤ $499≤ $699
No value filedNot in this file

AlabamaAL

Plan segments
98
Include hearing aids (%)
100%
Median lowest copay per aid (USD)
$399
Segments reporting a copay (n)
95
Source: CMS Plan Benefit Package files, contract year 2026 Open the full table

We do not sell hearing aids, rank plans or tell you whether you qualify. A coverage cap is a limit on what a plan pays, not the price of a hearing aid.

How we research hearing costs and coverage

Medicare

What Original Medicare covers and excludes, what Medicare Advantage plans file, and where the bills in Congress stand.

Insurers

Hearing aid benefits filed by each insurer's Medicare Advantage plans, nationally and by state.

VA and federal plans

VA hearing aids, repairs and ratings, and the hearing benefits of federal employee plans.

Hearing tests

Who pays for a hearing test: Medicare, the VA and Medicaid.

Medicaid and free programs

What Medicaid covers for adults and children, free programs, donated aids and trial periods.

Taxes and payment

How the IRS treats hearing aid costs, FSA and HSA accounts, how payment plans charge interest, and what you pay by buying channel and for batteries.

Brands and models

What FDA records show for each brand, and, for Lexie and Eargo, which are winding down, what owners can still do.

Choosing and buying

Care, repair and accessories

Where to buy

Protection and everyday devices

History and deaf culture